ALEXANDER, A.; KENI, K.; WILSON, N. Determinants of Indonesians’ behavior to use financial services. Jurnal Manajemen Maranatha, [S. l.], v. 26, n. 1, p. 73–94, 2026. DOI: 10.28932/jmm.v26i1.15756. Disponível em: http://114.7.153.31/index.php/jmm/article/view/15756. Acesso em: 4 nov. 2026.