Apa yang Mendorong Kepuasan Finansial Indonesia di Masa Wabah Covid-19?

Bilah Samping Artikel

PDF (English)
Diterbitkan: May 30, 2022
DOI: https://doi.org/10.28932/jmm.v21i2.4645
Kata Kunci:
etnis, kepuasan finansial, religiusita, tingkat kesehatan ethnic, financial satisfaction, health level, religiosity

Isi Artikel Utama

Gesti Memarista
Universitas Katolik Widya Mandala Surabaya
Visi Saujaningati Kristyanto
Universitas Katolik Widya Mandala Surabaya
Natalia Kristina
Universitas Katolik Widya Mandala Surabaya

Abstrak

Kepuasan finansial telah berubah sejak pandemi Covid-19 semenjak banyak orang mengalami masalah kesehatan, kehilangan pekerjaan, hingga gangguan psikologis. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi kepuasan finansial masyarakat di Indonesia sebelum dan selama pandemi Covid-19. Variabel yang diteliti adalah religiositas, suku dan tingkat Kesehatan yang berkaitan dengan kegiatan keuangan. Metode penelitian ini menggunakan pendekatan kuantitatif untuk memperkirakan faktor-faktor yang mempengaruhi kepuasan finansial melalui regresi linier berganda serta uji beda kepuasan finansial sebelum dan selama pandemic Covid-19. Hasil penelitian ini menunjukkan bahwa religiusitas dan etnis tidak berpengaruh signifikan terhadap kepuasan finansial sebelum dan selama pandemi Covid-19. Sedangkan, tingkat kesehatan berpengaruh signifikan terhadap kepuasan finansial sebelum dan selama pandemi Covid-19. Selanjutnya, responden merasakan kepuasan finansial sebelum dan selama Covid-19 berbeda secara signifikan. Responden leboh merasa kecemasan keuangan selama pandemic Covid-19.

Unduhan

Data unduhan belum tersedia.

Rincian Artikel

Cara Mengutip
Memarista, G., Kristyanto, V. S., & Kristina, N. (2022). Apa yang Mendorong Kepuasan Finansial Indonesia di Masa Wabah Covid-19? . Jurnal Manajemen Maranatha, 21(2), 155–164. https://doi.org/10.28932/jmm.v21i2.4645
Terbitan
Vol 21 No 2 (2022): Jurnal Manajemen Maranatha
Bagian
Articles
Creative Commons License

Artikel ini berlisensi Creative Commons Attribution-NonCommercial 4.0 International License.

Referensi

Ali, A., Rahman, M. S. A., & Bakar, A. (2015). Financial satisfaction and the influence of financial literacy in Malaysia. Social Indicators Research, 120(1), 137–156. https://doi.org/10.1007/s11205-014-0583-0

Brüggen, E. C., Hogreve, J., Holmlund, M., Kabadayi, S., & Löfgren, M. (2017). Financial well-being: A conceptualization and research agenda. Journal of Business Research, 79, 228–237. https://doi.org/10.1016/j.jbusres.2017.03.013

Burchardt, T. (2005). Are one man’s rags another man’s riches? Identifying adaptive expectations using panel data. Social Indicators Research, 74(1), 57–102. https://doi.org/10.1007/s11205-005-6519-y

Drever, A. I. (2004). Separate spaces, separate outcomes? Neighbourhood impacts on minorities in Germany. Urban Studies, 41(8), 1423–1439. https://doi.org/10.1080/0042098042000226939

Easterlin, R. A., & Plagnol, A. C. (2008). Life satisfaction and economic conditions in east and west Germany pre- and post-unification. SSRN Electronic Journal, 95, 1–44. https://doi.org/10.2139/ssrn.1118265

Faradila, S. N., & Yordan, J. (2020, May 19). LIPI: 39,4% Bisnis di Indonesia gulung tikar akibat pandemi Corona. Kumparan. https://kumparan.com/kumparansains/lipi-39-4-bisnis-di-indonesia-gulung-tikar-akibat-pandemi-corona-1tRdz3TxOQd/full

Headey, B., Schupp, J., Tucci, I., & Wagner, G. G. (2010). Authentic happiness theory supported by impact of religion on life satisfaction: A longitudinal analysis with data for Germany. The Journal of Positive Psychology, 5(1), 73–82. https://doi.org/10.1080/17439760903435232

Howell, R. T., Kern, M. L., & Lyubomirsky, S. (2007). Health benefits: Meta-analytically determining the impact of well-being on objective health outcomes. Health Psychology Review, 1(1), 83–136. https://doi.org/10.1080/17437190701492486

Joo, S., & Grable, J. E. (2004). An exploratory framework of the determinants of financial satisfaction. Journal of Family and Economic Issues, 25, 25–50. https://doi.org/https://doi.org/10.1023/B:JEEI.0000016722.37994.9f

Lemeshow, S., Hosmer Jr., D. W., Klar, J., & Lwanga, S. K. (1990). Adequency of sample size in health studies (1st ed.). Wiley

Liu, L., & Zhang, H. (2021). Financial literacy, self-efficacy and risky credit behavior among college students: Evidence from online consumer credit. Journal of Behavioral and Experimental Finance, 32, 100569. https://doi.org/10.1016/j.jbef.2021.100569

Mahdzan, N. S., Zainudin, R., Abd Sukor, M. E., Zainir, F., & Wan Ahmad, W. M. (2020). An exploratory study of financial well-being among Malaysian households. Journal of Asian Business and Economic Studies, 27(3), 285–302. https://doi.org/10.1108/JABES-12-2019-0120

Myers, D. G. (2008). Religion and human flourishing. In P. I. R. Norris (Ed.), The science of subjective well-being (M. Eid & R. J. Larsen, pp. 323–343). Guilford Press

Plagnol, A. C. (2011). Financial satisfaction over the life course: The influence of assets and liabilities. Journal of Economic Psychology, 32(1), 45–64. https://doi.org/10.1016/j.joep.2010.10.006

Sabatini, F. (2014). The relationship between happiness and health: Evidence from Italy. Social Science & Medicine, 114, 178–187. https://doi.org/10.1016/j.socscimed.2014.05.024

Savage, M. (2020, November 6). Dampak psikologis akibat pandemi Covid-19 diduga akan bertahan lama. BBC NewsIndonesia. https://www.bbc.com/indonesia/vert-fut-54808663

Sekaran, U., & Bougie, R. (2016). Research methods for business a skill-building approach (7th ed.). John Wiley & Sons

Siallagan, W. A. (2020, June 15). Redam kesulitan ekonomi akibat Covid-19, pemerintah lakukan upaya ini. Kementrian Keuangan Republik Indonesia. https://www.kemenkeu.go.id/publikasi/artikel-dan-opini/redam-kesulitan-ekonomi-akibat-covid-19-pemerintah-lakukan-upaya-ini/

Sivaramakrishnan, S., Srivastava, M., & Rastogi, A. (2017). Attitudinal factors, financial literacy, and stock market participation. International Journal of Bank Marketing, 35(5), 818–841. https://doi.org/10.1108/IJBM-01-2016-0012

Snoep, L. (2008). Religiousness and happiness in three nations: A research note. Journal of Happiness Studies, 9(2), 207–211. https://doi.org/10.1007/s10902-007-9045-6

Sorgente, A., & Lanz, M. (2019). The multidimensional subjective financial well-being scale for emerging adults: Development and validation studies. International Journal of Behavioral Development, 43(5), 466–478. https://doi.org/10.1177/0165025419851859

Triatmojo, D., & Agustina, D. (2021, March 27). Kemnaker: 29,4 juta pekerja terdampak pandemi Covid-19, di-PHK hingga dirumahkan. Tribun Bisnis. https://www.tribunnews.com/bisnis/2021/03/27/kemnaker-294-juta-pekerja-terdampak-pandemi-Covid-19-di-phk-hingga-dirumahkan

Van Praag, B. M. S., Romanov, D., & Ferrer-i-Carbonell, A. (2010). Happiness and financial satisfaction in Israel: Effects of religiosity, ethnicity, and war. Journal of Economic Psychology, 31(6), 1008–1020. https://doi.org/10.1016/j.joep.2010.08.008

Vera-Toscano, E., Ateca-Amestoy, V., & Serrano-Del-Rosal, R. (2006). Building financial satisfaction. Social Indicators Research, 77(2), 211–243. https://doi.org/10.1007/s11205-005-2614-3